RATE BOOKstate life

SADABAHAR PLAN TABLE 74

SADABAHAR PLAN table 74. is an anticipated endowment type with profit plan that provides lump sum benefits at certain stages during the premium paying term or on earlier death.

sadabahar
sadabahar

in addition, this plan has a built-in ADB so that the policyholder gets an additional sum assured in case of death due to an accident. the full basic sum insured plus accrued bonuses are payable on the death of insured any time while the policy is in force.

in addition, if death occurs as a result of an accident, an additional amount equal to one basic sum assured, subject to a maximum limit, will be paid. the usual maximum on the ADB of RS 4million will apply and premium will be calculated accordingly.

on completion of one-third of the policy term, 20% of basic sum assured can be taken by the policyholder. another 20% of the sum assured can be taken on completion of 2/3rd of the policy term and the remaining 60% of basic sum assured plus accrued bonuses if any shall be payable at the end of the policy term in the event of survival of the assured.

if the option to withdraw an installment of 20% sum assured is not exercised on the due date or within 6 months after the due date, special bonuses will automatically be added to the policy at the end of 6 months. in this event;

1-on death of the assured while the policy is in force the special bonuses will be payable in addition to basic sum assured other reversionary bonuses accrued on the policy and the amount of ant installment left with state life.

2-on the maturity date the special bonus will be payable together with all the installments of the sum assured remaining with state life, in addition to regular reversionary bonuses accrued on the policy.

3-so long as the policy remains in force, the policyholder may surrender the unclaimed installments of sum assured together with the related special bonus. the aggregate cash surrender value of the to shall not be less than the amount of the said unclaimed installments.

4- the reversionary bonuses as per usual practice will continue to be allotted each year on the basic sum assured if in force as and when the actuarial surplus is declared. however, the unclaimed installment of the sum assured and related special bonus will not participate in state life actuarial surplus. this policy will participate in state life surplus. rates of bonus applicable, other than special bonuses, will be25% higher than those applicable on table05plan.

except for ADB rider, all the supplementary contract that can be attached to an anticipated endowment pan are attachable to this plan.

TERM AGE 12151821242730
2091.2974.1062.8754.6647.9542.7338.57
2191.3374.1562.9254.7348.0342.8338.70
2291.3874.2162.9954.8148.1342.9538.95
2391.4374.2763.0654.8948.2343.0739.01
2491.4874.3363.1354.9948.3543.2239.19
2591.5474.4063.2255.0948.4843.3839.40
2691.6074.4863.3155.2148.6243.5739.63
2791.6874.5763.4255.3448.7943.7839.89
2891.7674.6663.5455.4948.9744.0140.18
2991.8474.7763.6755.6649.1944.2840.51
3091.9474.8963.8355.8549.4344.5840.87
3192.0575.0364.0056.0649.7044.9141.26
3292.1875.1864.1956.3150.0145.2941.70
3392.3275.3664.4156.5950.3545.7042.19
3492.4875.5664.6656.9050.7446.1642.71
3592.6675.7864.9557.2651.1846.6743.29
3692,8676.0465.2757.6751.6647.2343.91
3793.0976.3465.6558.1252.2047.8444.59
3893.3676.6766.0758.6352.7948.5145.33
3993.6677.0666.5459.2053.4449.2346.13
4094.0177.4967.0859.8354.1550.0347.00
4194.4177.9967.6860.5254.9350.8947.93
4294.8778.5568.3461.2855.7851.8248.94
4395.3979.1969.0862.1256.7152.8350.03
4495.9879.9069.9063.0357.7153.9251.20
4596.6580.6970.8064.0358.8055.1052.46
4697.4081.5671,7865.1159.9856.37---------
4798.2482.5272.8566.2861.2557.73--------------------
4899.1883.5874.0167.5662.6359.20---------------
49100.2184.7375.2768.9364,11------------------------
50101.3385.9776.6470.4265.70-----------------------
51102.5687.3278.1172.0167.40-----------------------
52103.8888.7879.7073.72---------------------------------
53105.3190.3381.3875.55------------------------------
54106.8392.0083.2077.49-----------------------------------
55108.4593.7885.13--------------------------------------------
56110.1895.6787.19-------------------------------------------
57112.0197.6889.36---------------------------------------------
58113.9599.81-------------------------------------------------------------
59116.01102.08----------------------------------------------------------
60118.21104.49-----------------------------------------------------------
TERM AGE1215182124273020
2090.5473.3562.1253.9147.2041.9837.82
2190.5873.4062.1753.9847.2842.0837.95
2290.6373.4662.2454.0647.3842.2038.10
2390.6873.5262.3154.1447.4842.3238.26
2490.7373.5862.3854.2447.6042.4738.44
2590.7973.6562.4754.3447.7342.6338.65
2690.8573.7362.5654.4647.8742.8238.88
2790.9373.8262.6754.5948.0443.0339.14
2891.0173.9162.7954.7448.2243.2639.43
2991.0974.0262.9254.9148.4443.5339.76
3091.1974.1463.0855.1048.6843.8340.12
3191.3074.2863.2555.3148.9544.1640.51
3291.4374.4363.4455.5649.2644.5440.95
3391.5774.6163.6655.8449.6044.9541.44
3491.7374.8163.9156.1549.9945.4141.96
3591.9175.0364.2056.5150.4345.9242.54
3692.1175.2964.5256.9250.9146.4843.16
3792.3475.5964.9057.3751.4547.0943.84
3892.6175.9265.3257.8852.0447.7644.58
3992.9176.3165.7958.4552.6948.4845.38
4093.2676.7466.3359.0853.4049.2846.25
4193.6677.2466.9359.7754.1850.1447.18
4294.1277.8067.5960.5355.0351.0748.19
4394.6478.4468.3361.3755.9652.0849.28
4495.2379.1569.1562.2856.9653.1750.45
4595.9079.9470.0563.2858.0554.3551.71
4696.6580.8171.0364.3659.2355.62---------------
4797.4981.7772.1065.5360.5056.98-----------------
4898.4382.8373.2666.8161.8858.45--------------------
4999.4683.9874.5268.1863.36-----------------
50100.5885.2275.8969.6764.95-----------------------------
51101.8186.5777.3671.2666.65------------------------------------
52103.1388.0378.9572.97----------------------------------------
53104.5689.5880.6474.80--------------------------------
54106.0891.2582.4576.74--------------------------------------------------------------
55107.7093.0384.38---------------------------------------------
56109.4394.9286.44-------------------------------------------------------------------
57111.2696.9388.61----------------------------------------------------------------
58113.2099.06------------------------------------------------------------------------
59115.26101.33-----------------------------------------------------
60117.46103.74-------------------------------------------------------------

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