RATE BOOKstate life

progressive premium table 04

Progressive premium policy table 04

this is the modified endowment insurance policy which matures at the age of 70 years .the policyholder has, however, an option after 5 years to get the term of the policy reduced,

Progressive premium

but the unexpired term of the policy form the date of conversion should not be less than 10 years. if the option is exercised, the future premium will increase and if this option is not exercised

Progressive premium

the policy will automatically mature at the age of 70 years. In the event of exercising the conversion option after 5 years, the policy would be entitled to bonuses on the basis of new term form original commencement date to revised maturity date.

the bonuses itching to the policy in respect of the first 5 years would be adjusted downwards, if necessary.

loan & surrender option                                                                                                                                           after 2 years premiums have been paid the policy acquires surrender and other nonforfeiture values which keep on increasing with the payment of each subsequent installment of premium .when ever the need arises, the policy can be surrendered for its surrender value or policy loan can be taken up to 80%of surrender value of policy. supplementary contract or rider also be attached for more advantagesADB, AIB

ADB— this supplementary contract or rider will provide  for a payment of an additional amount equal to sum assured in the event of death by accidental  means the rate of premium for standard risk will be 1.25 per thousand of sum assured                                                                                                                                     AIB–this supplementary contract or rider provide payment of additional amount equal to the sum assured  under the life policy in the event of death by accidental means and loss of to limbs and sight of both eye one half of measured paid one third of sum assured paid to lose  of one eye one fourth of sum assured paid to loss of thumb and index fingerRS5 per thousand sum assured for total disability and at the reduced  rate of partial disability  will be paid for 53 weeks

AGE NEAREST BIRTHDAYDURING FIRST 5 YEARS AND THERE AFTER UPTO AGE 70 YEARS IF THE OPTION IS NOT EXERCISED
AFTER 5 YEARS IF OPTION IS EXERCISED
15 YEARS
TOTAL TERM
16 YEARS
17 YEARS18 YEARS19 YEARS
2017.0196.3587.1379.4973.0667.59
2117.5596.0586.8679.2572.8467.38
2218.1195.7686.5979.0072.6167.16
2318.7095.4486.3078.7372.3766.94
2419.3295.1186.0178.4772.1266.71
2519.9794.7685.7178.1871.8666.48
2620.6494.4185.3877.8971.6066.24
2721.3694.0585.0577.6071.3366.00
2822.1193.6684.7077.2871.0565.74
2922.9093.2784.3576.9670.7665.48
3023.7392.8784.0076.6470.4765.22
3124.6092.4583.6376.3170.1864.96
3225.5392.0283.2575.9769.8864.70
3326.5091.5982.8675.6369.5864.43
3427.5491.1482.4775.2969.2864.16
3528.6390.6882.0674.9568.9863.90
3629.8090.2081.6474.6068.6863.65
3731.0389.7181.2374.2468.3863.41
3832.3489.2280.8173.8968.0963.19
3933.7488.7380.4073.5567.8062.97
4035.2488.2379.9873.2167.5562.77
4136.8487.7379.5872.8867.3062.59
4238.5587.2479.2072.5867.0762.43
4340.3986.7578.8172.2866.8562.20
4442.3686.2678.4271.9966.6562.17
4544.4985.7678.0271.7166.4662.05
4646.7985.2677.6671.4366.2761.94
4749.2884.7477.2771.1466.0861.85
4851,9884.2076.8670.8565.8861.74
4954.9283.6176.4070.5165.6361.61
5058.1382.9575.8870.1265.3761.43
AGE NEAREST BIRTHDAYDURING FIRST 5 YEARS AND THEREAFTER UPTO AGE 70 YEARS IF THE OPTION IS NOT EXERCISEDPREMIUM AFTER 5 YEARSIF OPTION IS EXERCISED 20 YEARSTOTAL TERM
21 YEARS
22 YEARS23 YEARS24 YEARS
2017.0162.8658.3554.3850.8547.70
2117.5562.6658.1854.2250.7047.57
2218.1162.4758.0054.0550.5447.43
2318.7062.2757.8153.8850.3847.27
2419.3262.0657.6253.7050.2247.12
2519.9761.8457.4353.5250.0646.97
2620.6461.6257.2353.3449.9046.83
2721.3661.4057.0253.1649.7346.68
2822.1161.1856.8152.9749.5746.54
2922.9060.9556.6052.7949.4046.40
3023.7360.7156.3952.6149.2446.26
3124.6060.4856.1952.4349.1046.13
3225.5360.2555.9952.2648.9646.03
3326.5060.0255.7952.1048.8345.93
3427.5459.7955.6051.9448.7145.84
3528.6359.5755.4251.8148.6045.77
3629.8059.3755.2651.6948.5145.74
3731.0359.1855.1251.5748.4545.71
3832.3459.0155.0051.4948.4345.71
3933.7458.8454.8951.4448.4145.74
4035.2458.7154.8151.4148.4345.81
4136.8458.5854.7551.3948.4645.89
4238,5558.4954.7051.4248.5346.01
4340.3958.4054.6951.4748.6446.17
4442,3658.3654.7051.5348.7746.35
4544.4958.3254.7351.6348.9246.55
4646.7958.3054.7751.7449.0946.79
4749.2858.2854.8251.8649.28--------------
4851.9858.2654.8751.98---------------
4954.9258.2254.92----------------------------
50 58.1358.13-------------------------------------
AGE NEAREST BIRTHDAYDURING FIRST 5 YEARS AND THERE AFTER UP TO AGE 70 YEARS IF THE OPTION IS NOT EXERCISEDPREMIUMS AFTER 5 YEARS IF OPTION IS EXERCISED 25 YEARSTOTAL TERM
26 YEARS
27 YEARS28 YEARS29 YEARS
2017.0144.8742.3039.9837.8635.93
2117.5544.7342.1839.8737.7735.83
2218.1144.6042.0639.7637.6735.74
2318.7044.4741.9439.6537.5735.66
2419.3244.3441.8239.5537.4735.58
2519.9744.2141.7039.4537.3835.50
2620.6444.0841.5939.3537.3035.45
2721.3643.9541.4739.2537.2235.39
2822.1143.8241.3639.1637.1635.34
29 22.9043.7041.2739.0737.1135.31
3023.7343.5941.1839.0237.0735.28
3124.6043.4941.1238.9737.0435.29
3225.5343.4141.0638.9337.0335.31
3326.5043.3341.0238.9337.0635.36
3427.5443.2841.0038.9437.1035.44
3528.6343.2541.0038.9537.1735.54
3629.8043.2441.0339.0337.2635.67
3731.0343.2741.1039.1637.3935.85
3832.3443.3141.1739.2637.5636.04
3933.7443.3841.2839.4137.7536.27
4035.2443.4841.4239.6037.9736.53
4136.8443.6241.6139.8238.2436.84
4238.5543.8041.8240.0938.55---
4340.3943.9942.0640.39-------------
4442.3644.2242.36-----------------------
4544.4944.49------------------------------------------
AGE NEAREST BIRTHDAYDURING FIRST 5 YEARS AND THEREAFTER UP TO AGE70 YEARSIF THE OPTION IS NOT EXERCISEDPREMIUM AFTER 5 YEARSIF OPTION IS EXERCISED
30 YEARS
TOTAL TERM
31 YEARS
32 YEARS33 YEARS34 YEARS
2017.0134.1632.5331.0229.6328.35
2117.5534.0732.4630.9629.5928.32
2218.1133.9832.3930.9129.5828.29
2318.7033.9232.3330.8629.5128.27
2419.3233.8632.2830.8229.4828.26
2519.9733.8032.2230.8029.4728.26
2620.6433.7532.2030.7929.4828.29
2721.3633.7132.1730.7829.5028.34
2822.1133.6832.1830.8029.5428.39
2922.9033.6732.1930.8329.6028.46
3023.7333.6832.2230.8829.6728.56
3124.6033.7232.2730.9729.7828.70
3225.5333.7732.3431.0729.9128.85
3326.5033.8432.4531.2030.0729.04
3427.5433.9432.5931.3630.2629.25
3528.6334.0732.7531.5630.4729.51
3629.8034.2532.9431.7830.7429.80
3731.0334.4533.1632.0431.03-------------
3832.3434.6733.4632.34------------------------
3933.7434.9333.74---------------------------
4035.2435.24------------------------------------
AGE NEAREST BIRTHDAYPREMIUM AFTER 5 YEARS IF OPTION IS EXERCISED
TOTAL TERM
35YEARS
36 YEARS37 YEARS3839 YEARS
2017.0127.1626.0725.0524.1023.23
2117.5527.1426.0625.0524.1223.25
2218.1127.1326.0625.0624.1623.29
2318.7027.1226.0725.0924.2023.35
2419.3227.1426.0925.1224.2523.43
2519.9727.1626.1325.1924.3223.52
2620.6427.2026.2025.2724.4323.64
2721.3627.2526.2725.3624.5323.78
2822.1127.3226,3725.4824.6823.95
2922.9027.4326.4835.6324.8524.14
3023.7327.5626.6425.8025.0424.35
3124,6027.7126.8226.0125.2824.60
3225.5327.9027.0226.2425.53----
3326.5028.1127.2626.50-----------------
3427.5428.3526.50------------------------
3528.6328.63-------------------------
AGE NEAREST BIRTHDAYPREMIUM AFTER 5 YEARS IF OPTION IS
EXERCISED
40 YEARS
TOTAL TERM
40YEARS
41 YEARS42 YEARS43YEARS44 YEARS45 YEARS46 YEARS47 YEARS48 YEARS49 YEARS50 YEARS
2017.0122.4121.6520.9620.3219.7219.1718.6518.1917.7717.3717.01
2117.5522.4521.7221.0320.4119.8219.2918.8018.3517.9217.55---
2218.1122.5121.8021.1320.5219.9419.4319.9518.5118.11------------------
2318.7022.5921.8921.2320.6220.08 19.5819.1318.70---------------------------
2419.3222.6921.9921.3620.7920.2519.7619.32--------------------------------------
2519.9722.7922.1221.5120.9420.4419.97-----------------------------------------------
2620.6422.9322.2821.6821.1320.64------------------------------------------------
2721.3623.0922.4621.8821.36---------------------------------------------------
2822.1123.2822.6022.11--------------------------------------------------------------
2922.9023.4822.90--------------------------------------------------------------------------------

Tags

zahid lar

hard working is key to success

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Check Also

Close
Back to top button
Close