RATE BOOKstate life

endowment assurance table 03

Endowment policy table 03

is the safest and surest method of guaranteed cash provision either at a specified time or at death.it serves the requirements of the family in various shape by way of financial help at retirement,education of children or capital for business

Endowment policy

.under these policies the sum assured plus bonuses  is payable at the end of the specified number of years or at death of the assured if earlier .premiums are payable for the specified number of years or till death, if earlier

Endowment policy

.after 2 years premium have been paid the policy acquires surrender other nonforfeiture values which keep on increasing with the payment of each subsequent installments of premium.whenever the need arises,

Endowment policy

the policy can be surrendered for it surrender value or policy loans can be taken up to 80% of surrender value of policy.SPECIAl features

.FIB this rider can be attached to endowment assurance policy to  provide in cause of death during the currency of the rider and annuity of 10% to50% per annum of the basic sum assured payable monthly under the main policy tell the expiry of the rider ,100%of the sum assured and attaching bonuses will be payable at death . benefits under FIB rider have been increasing at every actuarial valuation special terminal bonuses is payable on maturity, for each year in excess of ten years(max rays200 per thousand sum assured)

FIB rider up to 25% entails no extra medical requirements.if a proposal is acceptable under non-medical scheme without FIB rider, by adding

2- AIB this supplementary contract provides for payment of an additional amount equal to the sum assured under the life policy in the event of death by accidental means,or in the event of loss of two or more limbs or loss of sight in both eyes. one half of the sum assured will be paid for loss of one limb ;one third of sum assured in the event of loss of one eye and one fourth of sum assured for loss of thumb and index finger .for other injuries weekly indemnities calculated at rays 5 per one thousand of sum assured for total disability and at the reduced rate of partial disability will be paid up to 52 weeks.

ADB this supplementary contract will provide for payment of an additional amount equal to sum assured in the event of death by accidental means,the rate of premium for standard risks will be rays 1,25 per thousand of sum assured.it term can be choice by purpose it may be 10 to 45 years available               

age nearest birthday10 years11 years12 years
2099.0489.5181.61
2199.0789.5481.64
2299.1089.5781.67
2399.1389.6081.70
2499.1689.6381.74
2599.2089.6781.78
2699.2489.7181.82
2799.2889.7581.87
2899.3289,8081.92
2999.3789.8581.98
3099.4389.9182.04
3199.4989.9882.11
3299.5690.0582.18
3399.6490.1482.27
3499.7290.2382.37
3599.8290.3382.49
3699.9390.4582.61
37100.0690.5982.76
38100.2090.7482.92
39100.3690.9183.11
40100.5591.1283.33
41100.7691.3483.57
42101.0091.6183.86
43101,2891.9184.18
44101.6192.2684.56
45101.9792.6584.98
46102.4093.1185.47
47102.8893.6386.03
48103.4494.2286.66
49104.0794.8987.37
50104.7795.6488.16
51105.5796.4889.03
52106.4497.3989.99
53107.3998,3991.04
54108.4399.4792.17
55109.54100.6393.38
56110.72101.8794,67
57111.99103.1996.05
58113.32104.5997.51
59114.74106.0899.07
60116.25107,67100.74
61117.88109.38102,54
62119.62111.22104.47
63121.50113.20106.56
64123.54115.36------
65125.76---------------
age nearest birthday13 years14 years15 years
2074.9669.3164.44
2174.9969.3464.47
2275.0369.3764.51
2375.0669.4164.55
2475.1069.4564.59
2575.1469.4964.63
2675.1969.5464.68
2775.2469.5964.74
2875.2969.6564.80
2975.3569.7264.87
3075.4269.7964.95
3175.4969.8765.03
3275.5869.9665.13
3375.6770.0665.24
3475.7870.1765.36
3575.9070.3065.50
3676.0470.4565.65
3776.1970.6265.84
3876.3770.8166.04
3976.5771.0366.28
4076.8071.2866.54
4177.0771.5666.85
4277.3871.8967.21
4377.7372.2767.61
4478.1372.7068.07
4578.5973.1968.59
4697.1173.7469.18
4779.7074.3769.84
4880.3775.0770.58
4981.1175.8671.41
5081.9476.7372.32
5182.9677.6973.32
5283.8678.7374.41
5384.9579.8775.59
5486.1381.0976.86
5587.3982,4178.23
5688.7483.8179.69
5790.1885.3181.25
5891.7186.9182.92
5993.3488.6284.70
6095.0990.4586.61
6196.9792.42---------
6299.00--------------
AGE NEAREST BIRTHDAY16 YEARS17 YEARS18 YEARS
2060.2156.5053.23
2160.2456.5453.27
2260.2856.5853.31
2360.3256.6253.36
2460.3756.6753.41
2560.4256.7253.46
2660.4756.7853.52
2760.5356.8453.59
2860.5956.9153.66
2960.6656.9853.74
3060.7557.0753.84
3160.8457.1753.94
3260.9457.2854.06
3361.0657.4054.19
3461.1957.5454.34
3561.3457.7154.52
3661.5157.8954.71
3761.7058.1054.94
3861.9258.3355.19
3962.1758.6155.48
4062.4658.9255.82
4162.7959.2756.20
4263.1759.6856.63
4363.6160.1657.12
4464.0960.6657.67
4564.6561.2458.29
4665.2761.9058.98
4765.9762.6359.75
4866.7563.4560.60
4967.6164.3561.54
5068.5665.3462.57
5169.6066.4263.70
5270.7367.6064.92
5371.9668.8866.25
5473.2870.2567.68
5574.7171.7369.21
5676.2373.3170.85
5777.8575.0072.61
5879.5976.81-------------
5981.45----------
AGE NEAREST BIRTHDAY19 YEARS
BASIC PREMIUM
20 YEARS
BASIC PREMIUM
21 YEARS
BASIC PREMIUM
2050.3347.7345.13
2150.3747,7745.18
2250.4147.8245.23
2350.4647.8745.28
2450.5147.9345.34
2550.5747.9945.41
2650.6348.0545.48
2750.7048.1345.56
2850.7848.2245.65
2950.8748.3145.75
3050.9748.4245.86
3151.0848.5445.99
3251.2148.6746.14
3351.3548.8346.30
3451.5149.0046.49
3551,7049.20 46.71
3651.9149.4346.95
3752.1549.5947.23
3852.4349.9947.55
3952.7450.3247.91
4053.1050.7148.32
4153.5151.1448.78
4253.9751.6349.29
4354.4952.1749.87
4455.0752.7950.51
4555.7253,4751.23
4656.4454.2352.02
4757.2555.0752.90
4858.1456.0053.86
4959.1257.0254.92
5060.1958.1356.08
5161.3659.3557.34
5262.6360.6658.70
5364.0062.0960.18
5465.4863.6261.77
5567.0765.27-----
5668.78---------
AGE NEAREST BIRTHDAY22 YEARS
BASIC PREMIUM
23 YEARS
BASIC PREMIUM
24 YEARS
BASIC PREMIUM
2042.7740.6238.65
2142.8240.6738.71
2242.8740.7338.77
2342.9340.7938.83
2442.9940.8638.90
2543.0640.9338.98
2643.1441.0139.07
2743.2341.1039.17
2843.3241.2139.28
2943.4341.3239.40
3043.5541.4539.54
3143.6941.6039.70
3243.8541.7739.89
3344.0341.9740.09
3444.2342.1840.33
3544.4642.4340.59
3644.7342.7140.90
3745.0243.0341.24
3845.3643.4041.62
3945.7543.8042.05
4046.1844.2642.54
4146.6644.7743.07
4247.2145.3443.67
4347.8245.9844.34
4448.4946.6945.08
4549.2447.4745.89
4650.0748.3346.79
4750.9849.2847.77
4851.9850.3248.85
4953.0851.4650.03
5054.2852.7051.32
5155.5854.0552.71
5257.0055.51-------
5358.52--------------
AGE NEAREST BIRTHDAY25 YEARS
BASIC PREMIUM
26 YEARS
BASIC PREMIUM
27 YEARS
BASIC PREMIUM
2036.8535.1833.64
2136.9035.2433.71
2236.9635.3133.78
2337.0335.3833.85
2437.1035.4633.94
2537.1935.5534.04
2637.2935.6534.15
2737.3935.7634.27
2837.5135.8934.41
2937.6536.0434.56
3037.8036.2034.74
3137.9736.3934.94
3238.1736.6035.16
3338.3936.8435.42
3438.6437.1135.71
3538.9337.4136.03
3639.2537.7536.39
3739.6138.1436.80
3840.0238.5737.26
3940.4739.0537.76
4040.9839.5838.32
4141.5540.1838.94
4242.1840.8339.63
4342.8741.5540.39
4443.6442.3641.22
4544.4943.2442.13
4645.4244.2143.13
4746.4445.2744.23
4847.5646.4245.43
4948.7847.6847.68
5050.11---------
AGE NEAREST BIRTHDAY28 YEARS
BASIC PREMIUM
29 YEARS
BASIC PREMIUM
30 YEARS
BASIC PREMIUM
2032.2230.9029.68
2132.2930.9729.75
2232.3731.0529.84
2332.4531.1429.93
2432,5431.2430.04
2532.6431.3530.16
2632.7631.4830.29
2732.8931.6230.45
2833.0431.7830.62
2933.2131.9630.81
3033.4032.1631.03
3133.6132.3931.28
3233.8532.6531.55
3334.1332,9431.86
3434.4333.2732.21
3534.7833.6332.59
3635.1634.0433.02
3735.5934.4933.49
3836.0734.9934.02
3936.6035.5534.60
4037.1836.1635.24
4137.8336.8435.94
4238.5537.5836.72
4339.3438.4037.57
4440.2039.3038.49
4541.1540.2839.51
4642.1941.35------
4743.32------------
AGE NEAREST BIRTHDAY31 YEARS
BASIC PREMIUM
32 YEARS
BASIC PREMIUM
33 YEARS
BASIC PREMIUM
2028.5427.4726.48
2128.6227.5626.58
2228.7127.6626.68
2328.8127.7726.80
2428.9327.8926.93
2529.0628.0327.08
2629.2028.1927.25
2729.3628.3627.44
2829.5528.5627.65
2929.7628.7827.89
3029.9929.0328.15
3130.2529.3128.45
3230.5429.6228.78
3330.8729.9729.14
3431.2430.3529.55
3531.6430.7829.99
3632.0931.2530.49
3732,5931.7731.03
3833.1532.3431.63
3933.7432.9732.28
4034.4133.6733.00
4135.1434.4333.79
4235.9535.2634.66
4336.8236.17-------
4437.78----------
age nearest birthday34 years
basic premium
35 years
basic premium
36 years
basic premium
2025.5624.6923.89
2125.6624.8024.01
2225.7724.9224.14
2325.9025.0624.28
2426.0425.2124.45
2526.2025.3924.63
2626.3825.5824.84
2726.5825.7925.07
2826.8126.0325.32
2927.0626.3025.60
3027.3426.6025.92
3127.6626.9326.27
3228.0027.3026.65
3328.3927.7027.07
3428.8128.1427.54
3529.2828.6328.05
3629.8029.1728.61
3730.3629.7629.22
3830.9830.4129.89
3931.6731.1230.63
4032.4131.89----------
4133.23------------------
AGE NEAREST BIRTHDAY37 YEARS
BASIC PREMIUM
38 YEARS
BASIC PREMIUM
39 YEARS
BASIC PREMIUM
2023.1422.4321.78
2123.2622.5721.92
2223.4022.7222.08
2323.5622.8922.26
2423.7323.0722.46
2523.9323.2822.68
2624.1523.5222.93
2724.3923.7723.20
2824.6624.0623.51
2924.9624.3823.84
3025.2924.7224.20
3125.6625.1124.60
3226.0625.5325.04
3326.5025.9925.52
3426.9926.5026.05
3527.5227.0526.62
3628.1027.6527.25
3728.7428.31--------
3829.44------------
AGE NEAREST BIRTHDAY40 YEARS
BASIC PREMIUM
41 YEARS
BASIC PREMIUM
42 YEARS
BASIC PREMIUM
2021.1620.5920.06
2121.3220.7620.24
2221.4920.9420.44
2321.6821.1520.65
2421.9021.3720.89
2522.1321.6221.15
2622.3921.9021.44
2722.6822.2021.76
2823.0022.5322.11
2923,3422.9022.49
3023.7323.3022.91
3124.1523.7323.36
3224.6024.2123.85
3325.1024.7324.39
3425.6525.30-------
3526.25------------
AGE NEAREST BIRTHDAY43 YEARS
BASIC PREMIUM
44 YEARS
BASIC PREMIUM
45YEARS
BASIC PREMIUM
20 19.5719.1118.69
2119.7619.3118.90
2219.9719.5319.13
2320.1919.7719.38
2420.4520.0419.66
2520.7220.3319.97
2621.0220.6420.30
2721.3620.9920.66
2821.7221.3721.06
2922.1221.7921.49
3022.5522.2421.95
3123.0222.73--------
3223.54-------------
AGE NEAREST BIRTHDAY46 YEARS47 YEARS48 YEARS49 YEARS50 YEARS51 YEARS52 YEARS53 YEARS54 YEARS55 YEARS
2018.2917.9317.6017.2917.0116.7516.5116.3016.1115.94
2118.5218.1717.8417.5517.2817.0316.8116.6116.43------
2218.7618.4218.1117.8317.5717.3417.1216.94---------------
2319.0318.7018.4018.1317.8917.6717.47-----------------------
2419.3219.0018.7218.4618.2318.02-------------------------------
2519.6419.3419.0718.8218.61--------------------------------------
2619.9819.7019.4419.21--------------------------------------------
2720.3620.0919.85-------------------------------------------------
2820.7720.52------------------------------------------------------------
2921.22----------------------------------------------------------------------------
AGE NEAREST BIRTHDAY10 YEARS15 YEARS20 YEARS25 YEARS30 YEARS35 YEARS40 YEARS45 YEARS50 YEARS
1098.9864.3147.5436.5729.2924.1320.3417.5015.38
1198.9864.3147.5536.5829.3124.1620.3817.5715.48
1298.9864.3247.5536.6029.3324,1930.4317.6415.58
1398.9864.3247.5636.6229.3524.2320.4917.7215.70
1498.9864.3347.5836.6429.3824.2720.5517.8215.84
1598.9864.3447.5936.6629.4224.3220.6217.9215.99
1698.9964.3547.6136.6929.4524.3820.7118.0416.15
1798.9964.3747.6436.7229.5024.4420.8018.1816.33
1899.0164.3947.6636.7529.5524.5120.9118.3316.54
1999.0264.4147.6936.8029.6124.6021.0318.5016.76
2099.0464.4447.7336.8529.6824.6921.1618.6917.01

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