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ANNUITY PLANS BY STATE LIFE

ANNUITY PLANS  BY STATE LIFE

ANNITY
ANNUITY

1-ANNUITY PLANS  BY STATE LIFE  IMMEDIATE ANNUITY.TABLE 26

the premium is paid by a single payment. the

ANNUITY..
ANNUITY.

the policyholder can select a guaranteed period under this plan. there is no death benefit payable. there is no surrender value payable to the policyholder.

2-ANNUITY PLANS  BY STATE LIFE DEFERRED ANNUITY BY SINGLE PREMIUM. TABLE 27

the premium is paid by the single payment. the policyholder can select a guaranteed period under this plan. the policyholder can select a deferment period under this plan. the death benefit during the deferment period is the higher of surrender value or refund of the single premium paid. during the deferment period, the policy could be surrendered. there is no surrender value after the deferment period.                                                                                                                                                                                   3-DEFERRED ANNUITY BY ANNUAL PREMIUM. TABLE  28.                                                                             the premium is paid by annual payment. the policyholder can select a guaranteed period under this plan. the policyholder can select a different period under this plan. the death benefit during the deferment period is the higher of surrender value or refund of the premium paid. during the deferment period, the policy could be surrendered. there is no surrender value after the deferment period.                  4-IMMEDIATE ANNUITY CERTAIN. TABE 29                                                                                                         the premium is paid by a single payment. annuity payment is not dependent on the life of the policyholder. the payments are certain to be paid for the specified number of years. no death benefit is payable. no surrender value is available.                                                                                                                        5-DEFERRED ANNUITY CERTAIN BY SINGLE PREMIUM.TABLE 31                                                           the premium is paid by a single payment. the policyholder can choose are deferment period. annuity payment is not dependant on the life of the policyholder. these payments are certain to be paid the specified number of years, no death benefits                                                                                                               PREMIUM RATE.                                                                                                                                                              the premium rate for the above annuity plans are highly dependent on the prevailing investment condition, all annuity premium rates are determined on a case to case basis by the actuarial division. all cases should be referred to the actuarial division for quotation of premium rates.

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